Setaragan Mutahed has played a significant role in the development of Afghanistan’s telecommunications distribution landscape, building its foundation through early collaboration with mobile network operators and the nationwide distribution of telecom products.
A Legacy of Distribution Excellence
Our scratch card distribution operations represent an important chapter in Setaragan Mutahed’s growth and our longstanding contribution to Afghanistan’s telecommunications sector. They demonstrate the strength of our nationwide reach, the resilience of our operational model, and our commitment to ensuring that customers can access essential telecom products wherever they live.
Building on this experience, we continue to develop our distribution capabilities, strengthen strategic partnerships, and pursue innovative ways to connect businesses, markets, and communities.
Cash Distribution Services
Setaragan Mutahed provides dependable cash distribution and disbursement services across Afghanistan, leveraging its nationwide network, experienced teams, and established relationships with local agents and distribution partners. We help organizations deliver payments and financial assistance efficiently, responsibly, and in accordance with their operational requirements.
1. Payroll & Salary Distribution
Simplifying Payments. Supporting Organizations.
We provide reliable payroll and salary distribution services to public and private sector organizations across Afghanistan. Our teams coordinate payments at client-designated premises and locations, ensuring efficient execution and convenient access for employees.
Our experience spans corporate enterprises, telecommunications, financial services, government institutions, industrial organizations, NGOs, and INGOs.
2. Humanitarian Aid & Cash Distribution
Reaching Communities. Delivering Assistance.
With an extensive network of offices, agents, and distribution partners, Setaragan Mutahed supports humanitarian cash assistance and disbursement programs across Afghanistan, including remote and underserved communities.
We facilitate over-the-counter and field-based distributions through physical cash payments or supported digital channels, subject to program requirements and applicable regulations. Our services emphasize beneficiary verification, accurate disbursement, accountability, and operational efficiency.
We support NGOs, INGOs, UN organizations and affiliated entities, financial institutions, and government agencies in implementing large-scale assistance programs.
3. API Integration & Electronic Top-Up
Setaragan Mutahed provides API integration solutions that enable businesses and digital platforms to connect with our electronic top-up services. Our developer-friendly capabilities support efficient transaction processing, system connectivity, and the integration of recharge services into existing applications and platforms.
Through reliable technology and flexible integration, we help partners expand service accessibility, streamline operations, and unlock new digital business opportunities.
SIM and Scratch Card Disturbution
SIM and scratch card distribution services are an essential part of the mobile telecommunications industry, enabling customers to access mobile phone services and stay connected with friends, family, and businesses.




